Liability will be placed on the manufacturer or supplier, altering how brokers will approach collisions and legal coverage concerns.
"Brokers will be working much more with the ownership to understand the technology portion rather than drivers and their backgrounds in the future,” Mark Gallagher, the vice president of national transportation at Risk Placement Services Inc (RPS).
RPS’s 2021 US Transportation Outlook highlighted that US highways are likely to start seeing self-driving commercial vehicles depending on how long it takes to develop Level 4 autonomy (where drivers transfer most functions to the vehicle).
The outlook also noted that Class 8 autonomous trucks have been operating in the southwest corridor on a limited basis to test how the vehicles interact with business traffic. By 2025, Georgia hopes to construct a highway that is solely dedicated for autonomous trucks.
Weather, traffic patterns and the possibility for accidents all present challenges for both the providers and insurers of autonomous driving technology. State and federal governments are still preventing mass usage, and regulation programs within each state will vary depending on the overall need for drivers.
“I’m excited to see what our outlook will look like next year - it’s a changing and evolving segment,” said Gallagher.