Terms and Conditions

These are the Terms and Conditions for use of this website www.qualitasinsurance.com. As used herein “we” or “us” refer to Qualitas Insurance Company, Inc. By using this website you agree to the following terms and conditions so please read them carefully. These terms and conditions may be revised at any time at our discretion. You are bound by any such revisions if you continue to use the website after we have posted the changes; and we suggest that you periodically visit this page to review the most recent Terms & Conditions. If you do not wish to be bound by these Terms & Conditions, do not continue to use or access this website. If you decide to purchase insurance products or services from Qualitas Insurance Company through one of its authorized producers, the terms and conditions specified in your policy or agreement with Qualitas Insurance Company will apply.

Restrictions on Use of Materials

This website is owned and operated by Qualitas Insurance Company. No materials from this website or any website owned, operated, licensed or controlled by Qualitas Insurance Company may be copied, modified, reproduced, replicated, posted, transmitted, hyperlinked, or distributed in any way without the express written consent of Qualitas Insurance Company. You may download material displayed on this website for your private use only. Any information on this website shall not be distributed, modified, transmitted, reused, reported, linked or used for public or commercial purposes without Qualitas Insurance Company’s express written consent.

Product and Service Information

Any insurance products described in this website are provided for informational purposes only. The information contained on this website is not an offer to sell or a solicitation to buy, any insurance product or service. The information and descriptions contained herein are not intended to be complete descriptions of all terms, conditions and exclusions applicable to Qualitas Insurance Company’s products and services and that any coverage afforded thereunder is subject to the terms, conditions and exclusions in the actual policies as issued. Products and services described in this website may vary within specific jurisdictions in the United States of America and may not be available in all states. This information is only applicable to and intended for use in the areas in which Qualitas Insurance Company is authorized to write insurance business. No insurance product or service is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the insurance or other laws of such jurisdiction.


Please review Qualitas Insurance Company’s Privacy Policy available on this website. The Privacy Policy explains what information Qualitas Insurance Company may collect from you on our website and how we will use and protect your information. We do not collect any personally identifiable information on our website unless you provide it to us.

Limitation of Liability & Waivers

To the extent permitted by law, Qualitas Insurance Company disclaims any and all liability whatsoever, whether based in contract, tort, negligence, strict liability or otherwise, for damages of any kind, including, but not limited to, direct, indirect, incidental, consequential, special, punitive or exemplary damages, and in any way arising from the functionality or operation of this web site. This limitation applies even if Qualitas Insurance Company is expressly advised of the possibility of such damages.

By using this website, you agree to waive any claim against Qualitas Insurance Company based upon the quality or availability of the website, regardless of cause. You agree that we shall not be liable for failure to provide services or access to this website during any period in which it cannot perform due to any cause beyond our control, including, without limitation, natural disaster, power failure, accident, labor controversy, act of God, or the intervention of any government authority.